Where are you all finding affordable homeowners and liability auto insurance??

My renewal is coming up and I swear my rates just keep going up and up I can’t even afford to own a car anymore let alone a house!! What’s the point of owning something if you have to pay an arm and leg every month just to use it ( you’re technically just renting at that point). I live in fort bend county and my homeowners policy went up to almost 5k a year now and my auto just for liability on two cars is close to 1.3k every 6 months. I just feel like saying fk it and cancelling both