Underwhelming List: Harris County FEMA 1316 Properties
Background: The National Flood Insurance Program contains a provision (section 1316) to disqualify certain properties from receiving flood insurance unless and until they are raised 1 foot above base flood elevation. This makes selling a 1316 home difficult, since it is almost impossible to get a conventional mortgage or other types of insurance.
Two of my previous posts (with one more incoming) documented shady re-development of 1316 properties in Montgomery County:
- https://www.reddit.com/r/houston/comments/qc6rdo/harvey_rehabber_way_beyond_buyer_beware/
- https://www.reddit.com/r/houston/comments/udzqz9/another_harvey_rehab_this_time_with_an/
Montgomery County is surprisingly transparent on this issue and makes their entire list readily available: https://www.mctx.org/departments/departments_q_-_z/recover/1316.php which inspired someone in a previous post to ask about the same information for Harris County.
Harris, and every other jurisdiction I googled, are radio silent on the issue, so I submitted an open records request to the Harris county Engineer's office and they replied.
It was a poor use of $6.50.
The results are underwhelming to say the least and I am deeply suspicious of the process used to determine 1316 status.
Here's the entire list from an Excel file named Ref__8418_Fema_List_Property_Addresses.xlsx:
- 131 W. Helms
- 615 Glenvale Dr.
- 726 Hill Road
- 1625 Pin Oak
- 1715 Charriton Dr.
- 1724 Erwin Rd.
- 2105 E. Weldon
- 2115 Shiveley Circle
- 2129 Shiveley Circle
- 2702 William Tell
- 5322 Olana
- 5401 Olana
- 5402 Olana
- 6514 E. Hillside
- 5642 Peek Rd.
- 5704 Lauder Rd.
- 7939 Jackstone
- 9615 Darla Ln
- 9615 Tamara Ln.
- 9623 Darla Ln.
- 9631 Dorita Ln.
- 9634 Tamara Ln.
- 9635 Angie Ln.
- 9636 Angie Ln.
- 10700 Crosby Lynchburg
- 13014 Maple
- 13022 Breezeway St.
- 13515 Homestead Rd.
- 13626 Terlin St.
- 13831 Terlin St.
- 13903 Darjean St.
- 13907 Darjean St.
- 13925 Schiller
- 15512 elson Dr.
- 17701 Meadow Brook
- 21015 Pine Oak Rd.
- 21906 Cyppresswood Grren Ct.
- 13602 Sundale
That's it. That's the whole list from the most densely populated county in the fifth largest metro area in the entire US.
I just sent in the same request to the City Of Houston's flood office and we'll see what they have to say….
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