Risk Rating 2.0

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Between a River and Ruin

For residents of flood-prone areas such as Northpark South, only the National Flood Insurance Program (NFIP) stands between a river and ruin. But ironically, efforts to staunch financial hemhorraging are making NFIP flood insurance unaffordable for many with low incomes. That creates an uncertain future for developments and people in or near floodplains. Moreover, Congress […]

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MAAPnext Offers Powerful Historical Flood Loss Visualization Tools

By accident, I stumbled across some powerful historical flood loss visualization tools on Harris County Flood Control’s MAAPnext site today. They can help you understand the capricious nature of storms as well as political claims about which neighborhoods flood the most. About MAAPnext In 2019, using two FEMA grants and Flood Bond money, Harris County […]

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New Interactive Maps Show Flood Insurance Premium Changes With Risk Rating 2.0

Starting Oct. 1, FEMA’s new Risk Rating 2.0 will fundamentally change the way FEMA rates a property’s flood risk and prices insurance premiums. But to what extent will that affect premium changes in your area? To help answer that question, the American Society of Flood Plain Managers (ASFPM) and The Pew Charitable Trusts recently unveiled new interactive […]

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Progress Report on New Flood Maps and Flood-Insurance-Risk Ratings

On June 29, 2021, Harris County Flood Control District (HCFCD) gave Commissioners an update on the progress of new flood maps and flood-insurance-risk ratings. The flood-map changes could become effective as early as late 2023. FEMA’s new Risk Rating 2.0 system for flood-insurance pricing will be phased in during the next few years. See details […]

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