is it normal to pay 300 USD/month for townhome insurance?

long story short, the HOA has increased the townhome master insurance monthly assessment to 200 USD/month while I still pay 100 USD/month for a wall-in coverage for 2024. Is this normal or HOA is ripping us off?

zip code is 77077 for reference.

submitted by /u/TofuIpad
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