Home insurance over-valued my house by 100k

So my insurance is up for renewal and queue my surprise when I was told that my current provider valued my house at $370k for renewal.

My 2024 appraisal is $272k. I know I could never sell this place for $370k.

Northeast Harris County, not in a flood zone, and not a single claim in my lifetime as a homeowner.

Is this basically my provider's way of telling me to f**k off? I'm currently shopping around.