Debating content flood insurance on a leased townhome

Just moved and currently renting a 1 bedroom 2 story townhome in southside place (between braeswood place and west u) and debating if its even worth getting coverage. Ive talked to the landlord and some neighbors and the only time it had flooded was during Harvey. Landlord said it was a inch in the house and some neighbors said it was 4-5inches in their place but all of them said it happened so fast and receded just as fast … like a literal flash flood. All of the appliances (refrigerator, washer/dryer) were included with the rent so just looking around downstairs its really just my sofa set that would be exposed to the 4-5inches of rain if harvey like flooding happened again. All the expensive stuff like TV/electronics are elevated either via table or mounted on the wall. Im still waiting to get a quote from a agent so if its cheap enough, might as well, but if harveys 4-5" is the only time… would you still get content flood policy for a year rental?