Anyone dealt with Memorial Hermann ER billing dept?

I usually use Methodist for emergencies but MH had the nearest pediatric ER so my dr directed me to take my child there. The reason I ask, is Methodist sends you one bill every month for 90 days. After that they send some red letter that looks like its a collection notice but its not. It is just a separate dept of the hospital billing dept. At this point they will gladly take 50 cents on the dollar. Before this point all they will offer you is 20 percent off their already outrageous prices. Not here to debate our shitty medical system. If you don't pay after the red letter then it goes to real collections.

I have done this with several ER bills, surgery, even my child's delivery for Methodist. I have insurance and am employed so I don't ever qualify for any forgiveness or whatever assistance they have. I also cant afford to pay 1200 dollars for a dr to look at my child and tell us pretty much nothing.

Has anyone had similar luck with Memorial Hermann or are they just going to screw my credit up after a few months? Any insight would be appreciated.