For anyone out there with a clean driving history, reasonable car, and 0 claims, what sort of monthly insurance rate are you paying?

So I know this is very subjective but looking to get some ballpark figures on what people in a similar situation to me are paying.

I started my insurance policy off at $110 per month, over the years it has inflated to my latest renewal which is $160 per month.

I have 0 claims, clean driving history, barely drive because I work from home, and drive a reasonable car.

The insurance brokers give me all sorts of justifications but I still don't think it's right. I don't believe that everyone who is in my situation is paying $1k per year on their insurance. The national average, is wayyy below this.

Or Is this just the 'average' Houston insurance rate now?

submitted by /u/The_Human_Bullet
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