5 steps to kickstart your financial planning journey

Not having a written financial plan makes you statistically more likely to experience poverty, bankruptcy and debt. Yet, more than 70% of Americans don’t have one, according to BusinessDIT.

If that 70% includes you — or even if you have a financial plan but haven’t reviewed it in a while — now is the perfect time to brush up on what a plan is, why it’s needed, and how to start creating or refining one.

Not just for the wealthy

Everyone, regardless of age and wealth, needs a financial…